How to smartly invest your Salary

Youngsters who now get their first salary need to safely invest their money,some of the best ways to invest money are
1.Buy a gram of gold every month on your salary
     This yellow metal has never lost its lust even in this economic meltdown as most people  consider gold as safe investment option
2.Invest your 10% of  your salary in fixed deposits at banks
     They are safe investment option at times when equity market is not doing well
3.Invest your 5% of  your salary in Monthly deposit schemes in banks
4.Invest your money in life insurance policies to save tax
      a.Endowment policy
      b.Unit linked policy
5.Use public transport to save transport expenditure and reduce pollution