Diesel cars are not cheap..why?? Look below

With the price gap between unregulated petrol and subsidized diesel, we see many people are buying diesel powered cars and their perception is that diesel is cheap and so they will be spending less. Due to this companies are aggressively promoting so called highly pollutant diesel like ford figo, suzuki swift,etc,. But if you look into lot facts its not.

1. Diesel engine cars are more expensive than traditional petrol driven ones. Normally the gap is around 2 lakhs.

2. If we buy cars on loans, we have to pay more interest for them as they are expensive.

3. Traditionally diesel powered cars do have a high maintenance cost.

4. If you drive a diesel powered car for around 20k kms per year, you would be saving around 30,000 rupees with current prices and with assumed mileage of 20kms/litre.

5. You should drive this car for another 5 more years to reap the benefits of buying a diesel car which means by this time car reaches its shell life. Now you will boggled down by the maintenance expenses which will spiral upwards.

6. Last one is important Government of India proposed to levy a excise duty of 60000 rupees for diesel cars which will be huge for small car buyers where as the diesel guzzler SUV buyers don’t worry about this.

Hinduism – Myths Exposed

Many non-Hindus comment about us very badly, the reson is we don’t know many facts about us as we were ruled by others for more than 600 years.

1. Why we cast money generously in Hundi?

Our Hindu rulers were great temple builders, after each successful expedition they will construct temples either at their kingdoms or in their newly acquired areas. Constructing temples is a nation building  exercise were people from all sorts of work are given employment boosting the economy of the nation. As the people have money to spend  and buy new goods. Its like a stimulus package.

Once we liberally give money to Temple, lot of development activities specifically infrastructure takes place. A perfect example is what TTD (Tirumala Tirupathi Devasthanams) did to transform Tirupathi.

2. Pradikshana

Hindus go around the sanctum sanatorium because God is the origin as in circle and He is the pillar for them. They go around along the circumference. ( Temple structures range from circle to hexagonal shapes but all have origin).

3. Pradikshana in Clockwise

Its nothing but their sentimental attachment to right hand and left hand is not used for good purpose.

Why not to marry a Beautiful Girl?….

Every man dreams that he should get a beautiful girl in his life. To my opinion its a wild one and he will feel for it within days of his marriage. He will be possessive and starts to feel insecure as everyone’s focus will be constantly directed towards her. Simply because she is beautiful. While loving her before marriage he will be definitely be a very happy person, will be in cloud nine and more importantly he will be walking in a gethu manner. ( This was also said in Engeyum Eppodum by Jai.) She will add fuel to the fire by flaunting her beauty again and again.

I heard these beautiful  lines  in an English song “She don’t know that she is beautiful and that’s why she is beautiful” . Marry this kind of girls and rock on. All are my personal comments and i hope no one is offended by this.

How to invest smartly in 2012

Everyone wants to get handsome returns on their investments. But the quantum of their returns varies from person to person. With inflation ruling in double digits, any returns in single digits is not worth.

1. Set the bank interest rate of 10% as the base point since once you invest in a bank FD you are assured of the returns. Its best for one who is very conservative in risk taking.

2.  The golden words are ” High risks and high returns”. Investing in stock markets in cash is for people in medium risk profile.

3. If your risk appetite is high, you can play intra-day, futures and options.

4. I’m not a  very big fan of mutual funds, so no comments on that.

5. Gold is a very hit commodity in 2011 and its time to cash the gold bought in 2011 in low rates.

6. One can also play with silver as price fluctuations was very high and an intelligent investor must have made a lot of money in silver.

7. With market not doing great, its time to play only buy trading in bluechips.